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Mortgage Rates
Our mortgage loan officers work to meet your lending needs with competitive products and services.    Due to the large variety of programs personalized to fit your individual needs not all products we offer are shown below. To learn more about these programs and many others, call us at 701-298-1540

If you would like to fill out a Loan Worksheet follow the link to select a Loan Officer.


Please Note: Payments quoted do not include taxes or insurance premiums and the actual payment will be greater.

* Click on the payment amount to view the assumptions used to create the payment.

* Click on the message icon to view a detailed description of the product.
Loan Amount:      $


Program Name Rate Points APR Payment  
Fixed 30 Year (Conforming) 4.000% 0.62% 4.130% $0.00
Fixed 30 Year (Conforming) 4.125% 0.25% 4.224% $0.00
Rates are subject to change without notice.
Rates last updated on 11/27/2017.


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Tom Palkowski, Mortgage Loan Officer NMLS #452470
Tom Palkowski - Bell Bank Mortgage
971 Sibley Memorial Highway, Lilydale, MN  55118
Direct:  (651) 552-3690
Cell:  (612) 210-9698
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